The credit union difference.

At credit unions, one member’s deposit becomes another member’s loan. When you bank with your community credit union, more wealth gets invested, shared and spent locally. For more than 80 years, Alberta’s credit unions have led the way, helping members help themselves, support their communities and bank on each other.


WHEN WE SUCCEED, YOU SUCCEED. It’s the heart of how credit unions do business. Money left over at the end of the year is distributed to members as dividends and invested in the community through donations, scholarships, bursaries and more.

The credit union difference

At credit unions, one member’s deposit becomes another member’s loan. When you bank with your community credit union, more wealth gets invested, shared and spent locally. For more than 80 years, Alberta’s credit unions have led the way, helping members help themselves, support their communities and bank on each other.


WHEN WE SUCCEED, YOU SUCCEED. It’s the heart of how credit unions do business. Money left over at the end of the year is distributed to members as dividends and invested in the community through donations, scholarships, bursaries and more.

Pictured above:  Luisa Davidse, Camrose West End

We see banking differently. Credit unions have since the start.

1901

First institution to lend to borrowers based on their character

1931

First life insurance on loans and share savings for all members

1961

First financial institution to lend to women in their own names

1977

First full-service ATM’s

1985

First point-of-sale debit payment service

1986

First to offer ethical mutual funds

1995

First PC-based home banking

1998

First socially responsible RESP in Canada

1999

First wireless point-of-sale system

2001

First cheque imaging service

2013

First to offer mobile cheque deposits

2015

First to implement in-branch, image-based cheque clearing








The difference between credit unions and banks.

Meet the friendly faces of Vision Credit Union.

Alissa Craigie poses for a photo outside of the Vision Credit Union branch in Castor, Alberta.
June 13, 2024
Folks are drawn to rural Alberta communities for their rich history, strong sense of community and natural beauty. This is certainly true for the small town of Castor. These qualities and more keep Alissa Craigie coming back, even though she moved away from Castor at the start of 2024. Despite her hour-long commute each way, Alissa is happy to travel to Castor five days a week to enjoy community ties, natural beauty and a sense of purpose in her work as a loan officer at Vision Credit Union.
Shrey Kothari, Vision Credit Union Investment Specialist, poses at the Camrose City Centre branch.
April 1, 2024
When it seems like you’ve lived everywhere, feeling comfortable and welcomed in a community means even more. For Shrey Kothari, Vision Credit Union Investment Specialist, who has lived in India, the US, and across western Canada, that sense of welcome has been something he’s enjoyed since he moved to the “friendly and helpful” community of Camrose early in 2023.
Angela Richmond, Vision CU loan administrator, poses with a vintage passenger train in Stettler, AB.
September 1, 2023
Twenty years ago, Angela Richmond moved to Stettler to join the community in its rich traditions and range of amenities. Today, as a loan administrator at Vision Credit Union in Stettler, Angela is proud to contribute to the community that embraced her and grateful to have an employer that supports that community connection and care.
Jennifer Young, Vision Credit Union Vegreville branch's Senior Member Services Representative.
July 6, 2023
Growing up in southern Manitoba, Jennifer Young never dreamed she’d find her future in a close-knit Alberta community – let alone a town famous for its giant Easter egg. She says Vegreville’s rich traditions, culture and relationships are a perfect match for a people-person like herself. As Senior Member Services Representative at Vision’s Vegreville Branch, she takes care in strengthening community connections every day.
Deanna Lafreniere leans up against the Wainwright Vision Credit Union and smiles for the camera.
March 22, 2023
Deanna Lafreniere is a prairie-girl, through and through. Growing up on a farm in Saskatchewan, she learned early in life that she felt most at home in small agricultural communities. And though she loves the independence of the family farm, Deanna realized early in her career that her passion was working directly with people. Read on to experience firsthand her warmth and dedication to members.
Alan Wells smiles while standing next to a Vision banner which says
December 12, 2022
With the recent merger of Vision and Encompass, our credit union family grew a great deal bigger! We feel lucky to welcome so many amazing new colleagues into the fold, and we’re excited to introduce them. Read on to learn about Alan Well's journey, Ag Commercial Account Manager with Vision.
Trudy Iftody Vision Credit Union West End Branch Cody McCarroll Habitat for Humanity Camrose
By Vision Credit Union October 20, 2021
Building a brighter tomorrow in Camrose, one home at a time. Habitat for Humanity Camrose has teamed up with Vision Credit Union to provide qualified homeowners with an innovative new mortgage model — resulting in double the number of local families helped each year.
Wendy Desjarlais Vision Credit Union Pincher Creek Credit Union
By Vision Credit Union July 8, 2021
Wendy Desjarlais is always up for an adventure, whether its hiking in the mountains or becoming Branch Manager of the local credit union in the midst of a merger. What she brings to her newly minted role with Vision is a big love for both her community and credit unions. And what her members value most about her is that she’s authentically Wendy.
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