The credit union difference.

At credit unions, one member’s deposit becomes another member’s loan. When you bank with your community credit union, more wealth gets invested, shared and spent locally. For more than 80 years, Alberta’s credit unions have led the way, helping members help themselves, support their communities and bank on each other.


WHEN WE SUCCEED, YOU SUCCEED. It’s the heart of how credit unions do business. Money left over at the end of the year is distributed to members as dividends and invested in the community through donations, scholarships, bursaries and more.

The credit union difference

At credit unions, one member’s deposit becomes another member’s loan. When you bank with your community credit union, more wealth gets invested, shared and spent locally. For more than 80 years, Alberta’s credit unions have led the way, helping members help themselves, support their communities and bank on each other.


WHEN WE SUCCEED, YOU SUCCEED. It’s the heart of how credit unions do business. Money left over at the end of the year is distributed to members as dividends and invested in the community through donations, scholarships, bursaries and more.

Pictured above:  Luisa Davidse, Camrose West End

We see banking differently. Credit unions have since the start.✽

1901

First institution to lend to borrowers based on their character

1931

First life insurance on loans and share savings for all members

1961

First financial institution to lend to women in their own names

1977

First full-service ATM’s

1985

First point-of-sale debit payment service

1986

First to offer ethical mutual funds

1995

First PC-based home banking

1998

First socially responsible RESP in Canada

1999

First wireless point-of-sale system

2001

First cheque imaging service

2013

First to offer mobile cheque deposits

2015

First to implement in-branch, image-based cheque clearing








The difference between credit unions and banks.

Meet the friendly faces of Vision Credit Union.

Austyn Fowler standing on a farm in Viking, Alberta
September 19, 2025
Meet Austyn, branch manager of Vision’s Viking branch. He grew up farming alongside his dad and brother on the land that’s been in his family since 1927. Learn about Austyn’s journey from full-time farming to financial services at Vision, where he’s found not just a career, but a community in Viking.
Sheila Donally, Senior Member Services Representative at Vision Credit Union's Edgerton branch.
February 12, 2025
Meet Sheila Donally, a Senior Member Services Representative at Vision’s Edgerton branch. Sheila has lived in rural Alberta for over 40 years and has spent nearly half of that time working in the credit union world, supporting community members and embracing the rural way of life.
Rick Tullikopf, branch manager at Vision Credit Union's Castor branch in Alberta.
November 27, 2024
Meet Rick Tullikopf, a Vision Credit Union branch manager whose career in the financial industry has spanned nearly 40 years and countless communities — you could say he's experienced the evolution of the financial industry firsthand.
Chelsea Baynham, Vision Credit Union Senior Loans Officer, in Wainwright, Alberta.
September 18, 2024
The town of Wainwright is the kind of place where community isn't just a buzzword — it's a way of life. That's what kept Vision Credit Union Senior Loans Officer Chelsea Baynham rooted in her hometown, building a life and career right where she started, despite once envisioning a future in a bigger city.
Alissa Craigie poses for a photo outside of the Vision Credit Union branch in Castor, Alberta.
June 13, 2024
Folks are drawn to rural Alberta communities for their rich history, strong sense of community and natural beauty. This is certainly true for the small town of Castor. These qualities and more keep Alissa Craigie coming back, even though she moved away from Castor at the start of 2024. Despite her hour-long commute each way, Alissa is happy to travel to Castor five days a week to enjoy community ties, natural beauty and a sense of purpose in her work as a loan officer at Vision Credit Union.
Shrey Kothari, Vision Credit Union Investment Specialist, poses at the Camrose City Centre branch.
April 1, 2024
When it seems like you’ve lived everywhere, feeling comfortable and welcomed in a community means even more. For Shrey Kothari, Vision Credit Union Investment Specialist, who has lived in India, the US, and across western Canada, that sense of welcome has been something he’s enjoyed since he moved to the “friendly and helpful” community of Camrose early in 2023.
Angela Richmond, Vision CU loan administrator, poses with a vintage passenger train in Stettler, AB.
September 1, 2023
Twenty years ago, Angela Richmond moved to Stettler to join the community in its rich traditions and range of amenities. Today, as a loan administrator at Vision Credit Union in Stettler, Angela is proud to contribute to the community that embraced her and grateful to have an employer that supports that community connection and care.
Jennifer Young, Vision Credit Union Vegreville branch's Senior Member Services Representative.
July 6, 2023
Growing up in southern Manitoba, Jennifer Young never dreamed she’d find her future in a close-knit Alberta community – let alone a town famous for its giant Easter egg. She says Vegreville’s rich traditions, culture and relationships are a perfect match for a people-person like herself. As Senior Member Services Representative at Vision’s Vegreville Branch, she takes care in strengthening community connections every day.
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