We don’t see a refinanced loan, we see the road ahead.
We see banking differently.✽

Members have always come first at Vision Credit Union. And now more than ever, we’re focussed on our members. Whether you need to refinance a loan, take out a new one or postpone a payment, we’re here for you. Talk with a Vision member specialist about financial services for the road ahead. Learn more about banking services at Vision Credit Union.

Financial solutions

Credit union profit sharing

Profit shares primer

Learn how profit shares work and how you can get your share of the profits.


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Agriculture banking services

Agriculture solutions

When agriculture is your business, you put stock in the future and in your ability to nurture growth. We put stock in that too.
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RRSP investment account

Banking for businesses

Vision credit union supports local businesses with account options and services designed specifically to make business banking easier.

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Business banking services

Solutions for saving money

Build your nest egg and get your share of the profits with a savings account from Vision Credit Union. 



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savings accounts and checking accounts

Solutions for retirement

Planning for retirement? Get peace of mind and your share of the profits with a term retirement savings account.

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Latest financial articles

First-time home buyers Alberta

Helpful Tools for First-Time Homebuyers

April 22, 2025
Given the increased cost of living and high interest rates seen across Canada, the barriers to first-time homeownership seem higher than ever. Fortunately, there are a couple of federal programs to help put home ownership within reach of first-time buyers.
Photo of a phone with an incoming call from a

Protecting yourself from fraud

February 18, 2025
Over 34,000 people were victims of fraud in Canada last year. Though that number is staggering, the $638 million lost to fraud in 2024 is even more shocking. One of the best ways to protect yourself from fraud is to stay aware and stay educated.
Sheila Donally, Senior Member Services Representative at Vision Credit Union's Edgerton branch.

Friendly Faces of Vision: Sheila Donally

February 12, 2025
Meet Sheila Donally, a Senior Member Services Representative at Vision’s Edgerton branch. Sheila has lived in rural Alberta for over 40 years and has spent nearly half of that time working in the credit union world, supporting community members and embracing the rural way of life.
Rick Tullikopf, branch manager at Vision Credit Union's Castor branch in Alberta.

Friendly Faces of Vision: Rick Tullikopf

November 27, 2024
Meet Rick Tullikopf, a Vision Credit Union branch manager whose career in the financial industry has spanned nearly 40 years and countless communities — you could say he's experienced the evolution of the financial industry firsthand.
October is Cyber Security Awareness Month.

Cyber Insights: Cyber Security Awareness Month

October 15, 2024
October marks Cyber Security Awareness Month, a time to reflect on the importance of protecting our personal and financial information in today’s fast-paced digital world. To kick off this important month, we sat down with Darin Winder, Senior IT Manager who has over 30 years of experience “keeping the lights on” behind the scenes at Vision and what it means to keep members safe from cyber threats.
Chelsea Baynham, Vision Credit Union Senior Loans Officer, in Wainwright, Alberta.

Friendly Faces of Vision: Chelsea Baynham

September 18, 2024
The town of Wainwright is the kind of place where community isn't just a buzzword — it's a way of life. That's what kept Vision Credit Union Senior Loans Officer Chelsea Baynham rooted in her hometown, building a life and career right where she started, despite once envisioning a future in a bigger city.
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Whats your share?

At Vision Credit Union, we see banking differently. When we tally the earnings at the end of the year, we don’t see profit, we see community prosperity and profit shares. As a credit union, we offer the same financial services as a bank, but with a different mandate. We exist to serve our members; the people with accounts and mortgages and loans at Vision.


Every December, Vision tallies up our finances for the year and determines how much of the profits we can share with our members. We then deposit these funds — PROFIT SHARES — into our members’ Common Shares accounts. Nice, right? 

Find out what your share of the profit could be.

Profit shares calculator

Get in touch

In 2024, Vision Credit Union returned over $34 million in profit shares to our members. That means nearly 37,000 Albertans got paid just for utilizing the kinds of financial services they need anyway; things like accounts, loans, mortgages and investments. Contact us and get your share of the profits.