Banking services
by rural Albertans,
for rural Albertans.

On August 1, Vision Credit Union will merge with the Pincher Creek Credit Union. We’ll be new to the area, but we like to think we’ll fit right in. We have branches in 16 rural communities across Alberta and we’re proud to serve the places where we live and work. We couldn’t be prouder to serve the community of Pincher Creek.



Over the coming weeks, we’ll be sending you information updates about the merger and you’ll be seeing some new posters and signs at your branch. You might even see some new faces at the branch. Rest assured; the friendly, capable Pincher Creek Credit Union team you’ve come to know will continue to serve you at the branch after our credit unions come together.


Learn more about our generous profit shares program, our agriculture-specific banking services and the many other benefits of banking with Vision.


Questions? Check out our FAQs below.


Banking services
by rural Albertans,
for rural Albertans.

This credit union story began more than 70 years ago with a group of rural Albertans and an idea for a better future. These folks had seen first-hand the power of cooperative spirit through the Depression, droughts and world wars. Now they wanted to harness it for prosperity. They pitched in their own hard-earned funds and came up with a plan: for neighbours lending to neighbours, for fair interest rates and for good character as collateral. A credit union was born.


This is Pincher Creek Credit Union’s story. It’s Vision Credit Union’s story too. For three generations our financial institutions have offered banking services for rural Albertans, by rural Albertans. Today, as we explore the merging of our institutions, we do so with a commitment to serving rural Alberta and with a belief in the power of working together.

Frequently asked questions.

  • When will the merger happen?

    Pincher Creek Credit Union and Vision Credit Union will officially merge on August 1, 2021.

  • Will there be any service interruptions as a result of the merger?

    No. Members will be able to access their accounts in the branch, via ATM or through the online banking platform just as they normally would.

  • Will there be changes to my account names or features?

    No. All Pincher Creek account packages are grandfathered for the time being, so your accounts will continue to function just as they always have.

  • Will I have to pay higher fees/interest after the merger?

    No. Existing Pincher Creek accounts, loans, mortgages, etc. are grandfathered and the fees and interest will remain the same. Any new banking products will come with the competitive fees and rates on Vision’s fee schedule.

  • Will I need to switch my online banking?

    You’ll be able to continue using the same online banking platform that you currently use with a slightly different login process. Simply login at the visioncu.ca site, press the sign in button, and then select the Pincher Creek Members button to access your usual online banking.


    In November, Vision will roll out a new digital banking platform with top-notch security functionality and new and enhanced features to our members in Pincher Creek. Watch this fall for information about this upgraded platform.

  • Do I need to order new cheques or get a new bank card?

    No. You can continue to use your existing bank cards and cheques until it’s time to renew or reorder them.

  • Will the branch hours of operation change?

    No. Expect the same hours and the same great service at your branch.

  • Do I need to do anything to prepare for the merger?

    No. We’ve got you covered.

  • I’ve been hearing about Vision’s profit sharing program. Will members in Pincher Creek become part of this?

    Yes! As of August 1, Pincher Creek members will become Vision Credit Union members and become part of Vision’s generous profit sharing program. Last year, Vision Credit Union members received $11.9 million in profit shares. For the past decade, Vision’s profit share allocation has been between 22 and 25 percent – the highest in the province. Check out our profit shares calculator to learn what your share of the profits could be!

  • Why a merger?

    Joining these two reputable credit unions to form a stronger, larger credit union allows us to:

    • Take advantage of greater market and resource opportunities
    • Provide our members with specialized expertise and increased product offerings
    • Create more efficient and effective operations across our combined branch network

    Both credit unions are financially strong, and this merger will be in the best long-term interest for our members and communities.

  • When will the merger take place?

    The merger will take place on August 1.

  • How will this impact my branch?

    Once joined, we will be operating all current branch locations with minimal to no service interruptions. Members of both credit unions will be able to access and use financial services at any of our combined branch locations.

    We will continuously evaluate the operations of our new credit union to ensure the best possible member experience.

  • Will there be an impact to staff?

    Pincher Creek Credit Union and Vision Credit Union staff are experienced, community-focused and passionate as they deliver exceptional service to our members and we look forward to working with all current staff as the merger progresses.

  • Will there be changes to leadership?

    The CEO of the amalgamated Vision Credit Union will be Steve Friend.

  • Will there be a change to my account/products?

    Members of both credit unions will keep their current products, accounts and other financial services. Moving forward, we will evaluate our products and services to ensure that they are meeting the needs of all our members.

  • Where will Head Office be located?

    The administrative offices in Pincher Creek and Camrose will be maintained. Post-merger, our Corporate Head Office will be our Camrose-based administrative office.

  • How can I learn more about Vision Credit Union?

    We encourage you to explore the content on this site or get the whole picture by visiting:


    www.visioncu.ca

The latest news about our merger.

Vision Credit Union Pincher Creek Credit Union Press Release

Vision Credit Union and Pincher Creek Credit Union memberships approve merger

By Vision Credit Union • March 25, 2021
Members of both Vision Credit Union and Pincher Creek Credit Union gave their approval at their annual general meetings, held March 17 and 24 respectively, to join operations in summer 2021.
Vision Credit Union Pincher Creek Credit Union Alberta

Vision Credit Union and Pincher Creek Credit Union Discuss Plans to Merge Operations in Fall 2021

By Vision Credit Union • January 20, 2021
The Board of Directors of Vision Credit Union and Pincher Creek Credit Union confirmed today that they have entered into formal discussions to investigate the possible amalgamation of their two credit unions.

A rural Alberta CEO.

Meet Steve, CEO of Vision Credit Union

Steve, his wife Jaclyn and and their family operate a ranch near Viking, Alberta. Steve has lived on farms and ranches in Alberta all of his life. Those ties are important to him and they're ingrained in the way Vision operates.


Steve is proud of Vision’s rural roots and its track record of helping members. Serving members is job one for Vision and for Steve. That’s why he's so committed to Vision’s profit sharing program.


Over the past 10 years, Vision has returned 25% of the interest paid by members, depositing it into members profit shares accounts.

LEARN ABOUT VISION PROFIT SHARES

We've never looked back,
Vision has been like a partner to us.

Meet Eldon ✽

Last year, Eldon received a $7000 profit shares cash payout from Vision Credit Union. It’s one of about 15 returns Vision has sent him over his years as a credit union member. The profit shares are a nice perk, he says, but they’re not the part he really values about banking with Vision. It's the personal approach Vision Credit Union took with his business in a time of need.


Learn about how Vision helped Eldon weather the 2003 BSE crisis when the big banks wouldn't. 

READ MORE
✽ Real people. Real results.

Get an estimate on the Profit Shares you could receive as a member of Vision Credit Union.

Profit shares calculator.

Get the whole picture on profit sharing:

Real people. Real Results.

Jim & Jacqueline, credit union member

We see profit sharing.

Terry and Denise see two geese and a Babydoll ewe.

READ MORE
Dale, credit union member
Brent, credit union member
Dan, credit union member

We see profit sharing.

Bill and Cindy see fuel for business.

READ MORE

Financial solutions from 
Vision Credit Union

credit union profit sharing

Profit shares primer

Learn how Vision credit union profit shares work and how you can get your share of the profits.

LEARN MORE
Agriculture banking services

Agriculture solutions

When agriculture is your business, you put stock in the future and in your ability to nurture growth. We put stock in that too.
LEARN MORE
RRSP investment account

Prime Rate Riser

With Vision’s Prime Rate Riser, your investment grows based on the prime rate. Best of all, your principal is always guaranteed.
LEARN MORE
Business banking services

Banking for businesses

Vision credit union supports local businesses with account options and services designed specifically to make business banking easier.
LEARN MORE
Savings accounts

Solutions for saving money

Build your nest egg and get your share of the profits with a savings account from Vision Credit Union. 

LEARN MORE
Retirement planning services

Solutions for Retirement

Planning for retirement? Get peace of mind and your share of the profits with a term retirement savings account.
LEARN MORE

Our community stories.

A photo of the front entry of The Bailey Theatre in Camrose, Alberta.

Stories of Alberta: The Bailey Theatre in Camrose

April 16, 2025
Nestled among the historic brick storefronts and bustling local businesses on Camrose’s main street stands a theatre unlike any other. With its iconic Art Deco façade and intimate charm, The Bailey Theatre has been part of the Camrose story since 1911 and is the oldest theatre in western Canada today.
The Central Alberta Rescue Diving Society (CARDS) training new divers at Pigeon Lake, Alberta.

Community Visionaries: Central Alberta Rescue Diving Society

April 3, 2025
Since 2013, the Central Alberta Rescue Diving Society (CARDS), also known as the Underwater Search Team, has been committed to bringing peace to grieving families, a mission that extends across 663,000 square kilometres of Alberta’s lakes and rivers.

Vision Credit Union Announces 2024/25 Community Grant Recipients.

March 13, 2025
Vision Credit Union is proud to announce that 40 organizations across our rural Alberta branch network have received a record combined total of $250,000 through our 2024/25 Helping Hand Grant program.

Vision Credit Union breaking ground on new head office in downtown Camrose

March 11, 2025
The new 20,000 sq. ft. two-story building is designed to house a new Corporate Head Office as the organization grows to serve the needs of its membership.
Sheila Donally, Senior Member Services Representative at Vision Credit Union's Edgerton branch.

Friendly Faces of Vision: Sheila Donally

February 12, 2025
Meet Sheila Donally, a Senior Member Services Representative at Vision’s Edgerton branch. Sheila has lived in rural Alberta for over 40 years and has spent nearly half of that time working in the credit union world, supporting community members and embracing the rural way of life.
Shawn and Michelle, owners of Five Star Home Solutions, with their daughters, Jordyn and Taylor.

Proudly Local Business: Five Star Home Solutions in Camrose

February 7, 2025
There’s a special kind of joy that comes after transforming a space into something truly your own. It’s the feeling of walking into your freshly renovated home and seeing sunlight dance across brand-new hardwood floors or the pride of opening the door to a modern, welcoming office that makes every workday just a little brighter. For families and businesses in Camrose, that feeling is what Five Star Home Solutions has delivered with every project for over a decade.
MORE POSTS

Questions/Concerns? We’re here for you. 

Get in touch with a Vision Credit Union agriculture specialist

Yes - Pincher Creek Credit Union
Yes - Vision Credit Union
No - But I'd like to learn more