local credit union member

Banking services
by rural Albertans,
for rural Albertans.

On August 1, Vision Credit Union will merge with the Pincher Creek Credit Union. We’ll be new to the area, but we like to think we’ll fit right in. We have branches in 16 rural communities across Alberta and we’re proud to serve the places where we live and work. We couldn’t be prouder to serve the community of Pincher Creek.



Over the coming weeks, we’ll be sending you information updates about the merger and you’ll be seeing some new posters and signs at your branch. You might even see some new faces at the branch. Rest assured; the friendly, capable Pincher Creek Credit Union team you’ve come to know will continue to serve you at the branch after our credit unions come together.


Learn more about our generous profit shares program, our agriculture-specific banking services and the many other benefits of banking with Vision.


Questions? Check out our FAQs below.


Banking services
by rural Albertans,
for rural Albertans.

This credit union story began more than 70 years ago with a group of rural Albertans and an idea for a better future. These folks had seen first-hand the power of cooperative spirit through the Depression, droughts and world wars. Now they wanted to harness it for prosperity. They pitched in their own hard-earned funds and came up with a plan: for neighbours lending to neighbours, for fair interest rates and for good character as collateral. A credit union was born.


This is Pincher Creek Credit Union’s story. It’s Vision Credit Union’s story too. For three generations our financial institutions have offered banking services for rural Albertans, by rural Albertans. Today, as we explore the merging of our institutions, we do so with a commitment to serving rural Alberta and with a belief in the power of working together.

Frequently asked questions.

  • When will the merger happen?

    Pincher Creek Credit Union and Vision Credit Union will officially merge on August 1, 2021.

  • Will there be any service interruptions as a result of the merger?

    No. Members will be able to access their accounts in the branch, via ATM or through the online banking platform just as they normally would.

  • Will there be changes to my account names or features?

    No. All Pincher Creek account packages are grandfathered for the time being, so your accounts will continue to function just as they always have.

  • Will I have to pay higher fees/interest after the merger?

    No. Existing Pincher Creek accounts, loans, mortgages, etc. are grandfathered and the fees and interest will remain the same. Any new banking products will come with the competitive fees and rates on Vision’s fee schedule.

  • Will I need to switch my online banking?

    You’ll be able to continue using the same online banking platform that you currently use with a slightly different login process. Simply login at the visioncu.ca site, press the sign in button, and then select the Pincher Creek Members button to access your usual online banking.


    In November, Vision will roll out a new digital banking platform with top-notch security functionality and new and enhanced features to our members in Pincher Creek. Watch this fall for information about this upgraded platform.

  • Do I need to order new cheques or get a new bank card?

    No. You can continue to use your existing bank cards and cheques until it’s time to renew or reorder them.

  • Will the branch hours of operation change?

    No. Expect the same hours and the same great service at your branch.

  • Do I need to do anything to prepare for the merger?

    No. We’ve got you covered.

  • I’ve been hearing about Vision’s profit sharing program. Will members in Pincher Creek become part of this?

    Yes! As of August 1, Pincher Creek members will become Vision Credit Union members and become part of Vision’s generous profit sharing program. Last year, Vision Credit Union members received $11.9 million in profit shares. For the past decade, Vision’s profit share allocation has been between 22 and 25 percent – the highest in the province. Check out our profit shares calculator to learn what your share of the profits could be!

  • Why a merger?

    Joining these two reputable credit unions to form a stronger, larger credit union allows us to:

    • Take advantage of greater market and resource opportunities
    • Provide our members with specialized expertise and increased product offerings
    • Create more efficient and effective operations across our combined branch network

    Both credit unions are financially strong, and this merger will be in the best long-term interest for our members and communities.

  • When will the merger take place?

    The merger will take place on August 1.

  • How will this impact my branch?

    Once joined, we will be operating all current branch locations with minimal to no service interruptions. Members of both credit unions will be able to access and use financial services at any of our combined branch locations.

    We will continuously evaluate the operations of our new credit union to ensure the best possible member experience.

  • Will there be an impact to staff?

    Pincher Creek Credit Union and Vision Credit Union staff are experienced, community-focused and passionate as they deliver exceptional service to our members and we look forward to working with all current staff as the merger progresses.

  • Will there be changes to leadership?

    The CEO of the amalgamated Vision Credit Union will be Steve Friend.

  • Will there be a change to my account/products?

    Members of both credit unions will keep their current products, accounts and other financial services. Moving forward, we will evaluate our products and services to ensure that they are meeting the needs of all our members.

  • Where will Head Office be located?

    The administrative offices in Pincher Creek and Camrose will be maintained. Post-merger, our Corporate Head Office will be our Camrose-based administrative office.

  • How can I learn more about Vision Credit Union?

    We encourage you to explore the content on this site or get the whole picture by visiting:


    www.visioncu.ca

The latest news about our merger.

Vision Credit Union Pincher Creek Credit Union Press Release

Vision Credit Union and Pincher Creek Credit Union memberships approve merger

By Vision Credit Union • 25 Mar, 2021
Members of both Vision Credit Union and Pincher Creek Credit Union gave their approval at their annual general meetings, held March 17 and 24 respectively, to join operations in summer 2021.
Vision Credit Union Pincher Creek Credit Union Alberta

Vision Credit Union and Pincher Creek Credit Union Discuss Plans to Merge Operations in Fall 2021

By Vision Credit Union • 20 Jan, 2021
The Board of Directors of Vision Credit Union and Pincher Creek Credit Union confirmed today that they have entered into formal discussions to investigate the possible amalgamation of their two credit unions.

A rural Alberta CEO.

Meet Steve, CEO of Vision Credit Union

Steve, his wife Jaclyn and and their family operate a ranch near Viking, Alberta. Steve has lived on farms and ranches in Alberta all of his life. Those ties are important to him and they're ingrained in the way Vision operates.


Steve is proud of Vision’s rural roots and its track record of helping members. Serving members is job one for Vision and for Steve. That’s why he's so committed to Vision’s profit sharing program.


Over the past 10 years, Vision has returned 25% of the interest paid by members, depositing it into members profit shares accounts.

LEARN ABOUT VISION PROFIT SHARES

We've never looked back,
Vision has been like a partner to us.

Meet Eldon ✽

Last year, Eldon received a $7000 profit shares cash payout from Vision Credit Union. It’s one of about 15 returns Vision has sent him over his years as a credit union member. The profit shares are a nice perk, he says, but they’re not the part he really values about banking with Vision. It's the personal approach Vision Credit Union took with his business in a time of need.


Learn about how Vision helped Eldon weather the 2003 BSE crisis when the big banks wouldn't. 

READ MORE
✽ Real people. Real results.

Get an estimate on the Profit Shares you could receive as a member of Vision Credit Union.

Profit shares calculator.

Get the whole picture on profit sharing:

Real people. Real Results.

  • Dan, credit union member

    We see profit sharing.

    Bill and Cindy see fuel for business.

    READ MORE

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    Planning for retirement? Get peace of mind and your share of the profits with a term retirement savings account.
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    Our community stories.

    Tania Greenwald, Owner of The Sweeterie, in front of the store in Camrose, Alberta.

    Proudly Local Business: Camrose’s The Sweeterie

    22 Apr, 2024
    If you find yourself wandering the streets of downtown Camrose, you’re bound to follow your nose to this popular dessert haven: The Sweeterie. Once you step inside and find yourself enveloped in the heavenly scent of freshly baked goods and sweets, you’ll be glad you did.
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    Community Visionaries: Vegreville Association for Living in Dignity

    11 Apr, 2024
    In the 1950s, when the town of Vegreville’s population was less than 3,000, life for students who needed extra support wasn’t always easy. Many went without a proper education. But that all changed in the spring of 1959 when a handful of parents met to plan for a better future for their children with disabilities. Flash forward to today and the parent's once-small school has transformed into the Vegreville Association for Living in Dignity.
    Shrey Kothari, Vision Credit Union Investment Specialist, poses at the Camrose City Centre branch.

    Friendly Faces of Vision: Shrey Kothari

    01 Apr, 2024
    When it seems like you’ve lived everywhere, feeling comfortable and welcomed in a community means even more. For Shrey Kothari, Vision Credit Union Investment Specialist, who has lived in India, the US, and across western Canada, that sense of welcome has been something he’s enjoyed since he moved to the “friendly and helpful” community of Camrose early in 2023.

    Vision Credit Union Announces Community Grant Recipients.

    14 Mar, 2024
    Grants contribute more than $200,000 to support community organizations across Alberta
    Photo of the Albrecht-Lehmann barn taken by Sydney Hampshire for Heritage Barns of Flagstaff.

    Stories of Alberta: Heritage Barns of Flagstaff

    12 Mar, 2024
    With the help of a local university student, Flagstaff County took on the Heritage Barns of Flagstaff project to document barns throughout the area and tell stories of the history held within their walls.
    A Shock Trauma Air Rescue Service (STARS) helicopter in Camrose, Alberta.

    Community Visionaries: Camrose Friends of STARS

    01 Mar, 2024
    Tragedy is a powerful catalyst for change. Western Canada’s Shock Trauma Air Rescue Service (STARS) knows this all too well, as their origin story is a sombre one. In the 1980s, the founders of STARS were moved to action after a pregnant woman in a rural community died of blood loss during childbirth. They believed this was a preventable loss – that no one should go without critical care, no matter where they live. And that's exactly why the local fundraising group, the Camrose Friends of STARS, was born to help keep STARS in the sky throughout rural Alberta.
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    Questions/Concerns? We’re here for you. 

    Get in touch with a Vision Credit Union agriculture specialist

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